So, You Want To Know More Successful Cases
Discover All the cases studies below are my clients whom I served recently. They come from various backgrounds and financial resources.
But what do they have in common - a desire to improve their existing portfolio to suit their current and future financial needs.
Latest Case: 4 room flat BTO trade in to Brand New Next to MRT Condo next to Nan hua
Another HDB StressFree upgrader:
✅ 3 years without worry on their mortgage
✅ HDB to Brand New Condo next to Nanhua Primary
✅ Save $120k in additional Stamp Duty
✅ Brand New Next to MRT
✅ Paper gain of $20k upon signing, another gain upon price hike next month.
And lastly
✅ without touching savings
This Slot is Reserved for YOU!
Stress Free Upgrade without touching savings can be done.
All you have to do, is Ask.
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20 years 4 room flat for for 1 resale condo and 1 brand new investment unit
✅ Sold their HDB within 1 week of marketing
✅ Bought this investment 2 + study unit as investment
✅ Next 2.5 years without worry for mortgage
✅ Capital gain upon end month price adjustment
✅ upon TOP, will sell off for capital gain and repeat the cycle
and lastly
✅ without touching savings
5 year old BTO trade in for Brand new Landed Home
✅ This case got touch savings 😆
✅ Sold their BTO and bought a brand new landed that fits their growing family needs
✅ Save almost $400k in additional Stamp Duty
✅ Brand New developer unit
✅ Paper gain of more than $80k upon after price adjustment in the following week
Negative Sale HDB to Brand New Condo 1km to Prestige School
✅ Sold their HDB of negative sale, above their expected sales price
✅ Brand New Developer condo
✅ Save $216k in additional Stamp Duty
✅ with only 5% cash
Trade in from 1 bedder, to 2 bedder, now a 2 + study high floor unblocked view
✅ when we first met, the buyer bought small 1 bedder due to budget constrain
✅ when the 1 bedder was ready for sales, he sold it with a decent profit and reinvested in a 2 bedder
✅ the 2 bedder was traded in for a brand new next to mrt 2 + study when the keys was collected.
✅ All, with only the initial 5% cash from the 1 bedder and, no cash top up for the monthly mortgage
✅ No excessive landlord property tax, maintenance fee, trouble of tenant issue and maintenance cost.
Latest Case: 3 Room., 35 yr old HDB, to Brand New Next to MRT Condo
Another HDB StressFree upgrader:
✅ 9.5 years no worries for her mortgage
✅ Increased In her Savings
✅ Save $120k in additional Stamp Duty
✅ Brand New Next to MRT
✅ Paper gain of $40k upon signing, another gain upon price hike next month.
And lastly
✅ without touching savings
Trade in 20 year HDB for 5 year old Condo without touching savings
✅ Sold HDB within 1 week of marketing
✅ Increase in the family savings
✅ 3.5 years without worry for mortgage after moving in
✅ 5 year old condo beside MRT
and lastly,
✅ without touching savings
Latest Case: 20 yr old HDB to EC, 4+ year no worries for Mortgage
✅ Sold within 1 week marketing, 1 day open house
✅ Bought private condo $70k below valuation
✅ Next 5 years without worry for mortgage
✅ Next to MRT, No Renovation Required
✅ 5 years later, prices will jump to another level.
And lastly
✅ without touching savings
Case Study #01 Fully Paid HDB to Serangoon 3 Bedroom Condo
This family of 3 was looking to Upgrade from their fully paid HDB to a resale 2 Bedroom Condo. After meeting with them and careful financial planning, they were able to upgrade to a brand new 3 Bedroom in Serangoon, within 1km of famous primary school for their infant child. They need not worry about paying for their mortgage for the next 7-8 years.
Case Study #02 Stress Free Retirement
This Husband and Wife were facing the challenge of selling off their 3 Bedroom Condo at Jalan Loyang Besar. They were looking to downgrade to a 3 bedroom HDB and use the cash proceeds for their retirement. After meeting them and sharing the current market opportunity, they have restructured their portfolio. They are currently proud owners of two private property and collecting rent. They did not have to compromise on lifestyle for their retirement.
Case Study #3 Two PR Sisters to buy resale HDB
After getting their PR, these two young sisters were asking me if they should wait 3 years to buy a resale HDB.
Their concern was the falling HDB prices and if resale HDB is the best way to start. Leveraging on their age and mortgage, they were able to afford a 3 bedroom Brand New Condo. They have recently moved in and currently have a 20% growth in their property price. From $1200psf to $1440psf. An investment opportunity which they would have lost if they had chosen to rent and wait 3 years to get resale HDB as PR.
Case Study #4 10 year old Condo and stagnant prices
This case is of a friend of mine. He was holding on to a 10-year-old condo. Prices have peaked and he was wondering if he should upgrade or wait. After a detailed sharing, he realised his condo was 10 years old, there are still a decent group of buyers. Prices fell steadily thereafter due to cooling measure. With hustle, He managed to sell above valuation, upgrade to a 2+ Study Loft Penthouse, next to MRT, with almost $300k for raining days. One of my proudest case.
Case Study #5 From 5 year MOP to Brand New Potong Pasir Condo
This young couple was not planning to sell their 5-year MOP HDB. They felt there was too much competition amongst their neighbours and this would reduce their selling price. However, after upgrading to this Potong Pasir Brand New 3 Bedroom, they need not worry about monthly instalment for more than 10 years. This made sense to them thus they upgraded immediately.
Case Study #6 From Pasir Ris condo to Queenstown condo
This client is a single man in his 30s. Helped him sell his 1 bedroom condo at Pasir Ris and upgraded to a Brand new 2 bedroom at Redhill. It was a Stressfree upgrade without touching his savings. Trading in his old condo for a brand new and better located one.
Case Study #7 Bukit Batok Resale HDB to Choa Chu Kang Brand New EC
Husband and wife were contemplating if they should upgrade to private. After my detailed sharing, they realised they did not have to pay any resale levy and still, eligible for $30,000 grant. Financially it made sense to upgrade to this Choa Chu Kang EC.
Case Study #8 Pasir Ris Condo to Serangoon Brand New Condo
This buyer is a gentleman (not in picture), shy to take pictures. His 2-bedroom condo had slowed in rental and price growth. Upgraded to a 2 Bedroom at Serangoon. Not having to worry about his monthly mortgage for the next 7 years.
Case Study #9 Hougang Condo to Next to MRT Brand New Serangoon Condo
After 7 rounds of cooling measure, the market was slow and prices were falling. Mortgage Loan was a challenge too. Detailed financial timeline and skilled negotiation upgraded this gentleman to a brand new condo next to Serangoon MRT.
Case Study #10 Loyang Condo to for Pasir Ris Condo
This client of mine was tired of the small space and inconvenience of her home at Changi. Initially, upgrading from freehold to a next to MRT 99 year was a drawback. She took action as the financial report I prepared ensured her she will be able to leave a freehold legacy before her retirement.
Case #11 Fully Paid HDB to Landed
This HDB couple wanted to upgrade to a landed for space, as their children are growing up. The HDB was sold within 1 viewing and, upgraded to a 4 storey townhouse with funds for rainy days.
Case Study #12 Fully Paid Condo upgraded to: 1 Freehold, and 1 investment condo
This lovely couple had a fully paid condo in Pasir Panjang and wanted to get a fully paid HDB in Toa Payoh and use the remaining cash proceeds as retirement. With creative financial planning and funding, the husband bought a freehold property for own stay and a 1 bedroom condo under wife's name for passive income.